Last updated: July 18, 2026

Pocket Pivot Terms of Use

Terms for using Pocket Pivot as a spending-awareness tool.

Use of the app

Pocket Pivot helps you review spending patterns, calendar heatmaps, and local insights from transaction data you choose to connect or import. You are responsible for deciding whether the app is suitable for your own use.

Read-only banking

Beta bank connections are read-only and limited to supported banks. Pocket Pivot does not initiate payments, move money, open accounts, issue credit, or provide banking services.

No financial advice

Pocket Pivot is not financial, investment, tax, accounting, or legal advice. Pattern insights are informational and may be incomplete or inaccurate.

Availability

Beta features may change, pause, or be removed while Pocket Pivot prepares for broader launch. Some bank providers, countries, or import ranges may not be available.

Data completeness

Banks and connection providers may delay, omit, duplicate, recategorize, or limit transaction history. Pocket Pivot views and calculations are only as complete as the history available to the app.