Last updated: June 30, 2026

Pocket Pivot Privacy Policy

Pocket Pivot is designed for local spending awareness, read-only bank access, and minimal product analytics.

What Pocket Pivot does

Pocket Pivot turns spending history into calendar heatmaps, local pattern views, widgets, and optional invite-only bank connections for supported EU banks and bunq.

Bank data

Bank connections are read-only. Pocket Pivot does not create payments. Bank login details are approved through the bank or provider flow, not collected through email or support messages.

On-device storage

Bank credentials and app tokens are stored in iOS Keychain. Raw transaction history is stored locally by the app. Widgets receive aggregate daily totals, not full transaction details.

Analytics

Pocket Pivot does not track you across apps or websites. If product analytics are enabled, they are coarse product interaction events and do not include bank credentials, raw transaction details, email addresses, or payment account identifiers.

Deletion and disconnect

You can disconnect individual bank connections in the app. You can also use Settings to delete all local Pocket Pivot data from this device, including saved bank connections, local transaction history, insight history, filters, custom tones, analytics identity, and widget data.

Financial advice

Pocket Pivot is a spending-awareness tool. Pattern insights and examples are not financial, investment, tax, or legal advice.